Description
Last year, PNC Bank turned a blank slate into a breakaway brand built upon distinction, resonance and memorability with its “Brilliantly Boring Since 1865” brand platform. In year two, Brilliantly Boring continues to take on new life with a new social campaign, “If Risky Investments Were People,” further solidifying PNC as the solution to get-rich-quick schemes.
Created by AOR Arnold, the social executions are two concepts, “Collectible” and “NFT,” characterizing risky investments in the form of an NFT banana and a porcelain collector’s doll. Using the popular TikTok trend that asks the question “What if brands were people?”, PNC will ask the same thing for investments, giving a real voice to the inanimate objects and schemes people see everyday in their feeds.
The spots lean into humor and cultural relevance to remind consumers that stability and smarter choices may not be flashy, but they last. From a tuxedo NFT fruit to a collectible doll promising dust-collecting riches, each spot shows just how ridiculous these money moves can get, while positioning PNC Bank as the dependable choice and proving that “Brilliantly Boring” works.
“There’s no shortage of risky money moves online,” said Dresdyn Hefferen, SVP, Director of Brand Marketing and Paid Media at PNC Bank. “By bringing these over-the-top investment ‘characters’ to life, we’re holding up a mirror to the kinds of financial fads people see every day. It’s a playful reminder that while flashy trends come and go, smart, steady choices stand the test of time.”
“If Risky Investments Were People” will extend into OLV and organic and paid social including Meta, LinkedIn, and Pinterest.
“Our feeds are already crowded with influencers who prey on financial fears,” said James Bray, Executive Creative Director at Arnold Worldwide. “So we thought, what if we created a few of our own – each one embodying a questionable investment plan – to show the value of a safer, smarter choice: boring banking.”
This professional campaign titled 'Brilliantly Boring' was published in United States in October, 2025. It was created for the brand: PNC Bank, by ad agency: Arnold. This Film medium campaign is related to the Finance industry and contains 4 media assets. It was submitted about 1 month ago.
Credits
Client / PNC
Jenn Garbach, Chief Marketing Officer
Dresdyn Hefferen, SVP, Director of Marketing & Paid Media
Amy Farrell, SVP, Group Marketing Manager
Sara Needham, VP, Marketing Manager Senior
Ben Langdon, VP, Marketing Lead
Agency / Arnold
James Bray, Executive Creative Director
Joe Fallon, SVP, Group Creative Director
Molly Adler, SVP, Group Creative Director
Jesse Yowell, Associate Creative Director
Scott Cooney, Associate Creative Director
Ryan Vinnicombe, VP, Strategy Director
Colleen Saville, Strategy Director
Elyssa Ahern, Director of Business Affairs
Sammy Ouansa, Business Affairs Associate
Paul Shannon, SVP, Head of Production
Whitney Bogosian, SVP, Executive Producer
Sarah Taylor, EVP, Marketing Director
Laura Allen, SVP, Marketing Director
Jaclyn Posner, Marketing Director
Maddie Basirico, Senior Marketing Manager
Paige Hardy, Marketing Manager
Will Gregg, Senior Editor
Production Company:
Chirp Films / Four Twelve Films
Director: McMint
Line Producer: Mario D'Amici
Production Designer: Mark Davis
Costume Design: Scott Molampy / Geppetto Studios, Inc
Costume Design: Matt Krivicke
Prop Master: Patrick Reidy
Hair & Makeup: Jo Holland